Many of us struggle to find affordable healthcare for ourselves, our families, and our employees, but as many of you know, we now have our own option for you to consider.  We have partnered with SALA (an industry trade association for organizations like ours) to offer an exciting healthcare solution.

The solution has several components to choose from to customize your healthcare. When each component is brought together, the result is a unique and affordable option for your healthcare.

THE PROGRAM COMPONENTS INCLUDE:  

Apex Preventative Care Plan that best fits your needs, family, and budget (2 Choices).

• Basic – The Apex HDHP (High Deductible High Premium) Plan provides the Minimum Essential Coverage at a lower monthly cost, but does not include a prescription plan or coverage for specialists. The Apex HDHP plan does allow for the addition of a Health Savings Account (HSA).
• Advantage – Apex Advantage also provides 100% coverage for preventive care, but includes copayments for small and medium cost medical expenses, and prescription coverage.

Add-on a Sedera Medical Cost Sharing membership for Medical Cost Sharing to be used for accidents, illness, and unforeseen medical needs.

• The Sedera Medical Cost Sharing Community model boldly challenges the status quo. Through an innovative layering of healthcare services, Sedera enables individuals and family’s access to high-quality healthcare that is affordable, flexible and effective.
• There are 5 IUAs (Initial Unshareable Amount) to choose from – $500, $1,000, $1,500, $2,500 & $5,000.  The IUA you select is what you are agreeing to be financially responsible for if you have an eligible Need with the community.

NOTE: There are restrictions on pre-existing conditions, please contact us to review as these conditions may not be shareable.

Take advantage of Teladoc telemedicine for increased savings and services.
Sedera members have 24/7/365 access to a board-certified physician through Teladoc telemedicine.

The comfort of 2nd.MD to ensure you and your family receive the most up-to-date medical treatment available.
2nd.MD. helps tens of thousands of people on their medical journeys with second opinions from leading experts on every healthcare condition, from the courtesy of your own home.

RCI Dental through Aetna
RCI is a leading third-party administrator that is here to provide you with comprehensive dental coverage.

To find out more about the program, please visit our website, review the information listed, watch the videos and reach out to our partners at SALA for more information!